What type of hazard coverage must a WGP agency include in their insurance policy?

A WGP agency must include coverage for false arrest and false imprisonment in their insurance policy because these are potential risks that can arise from the nature of their work in security, protection, and law enforcement. These types of incidents can lead to significant legal claims against an agency if a security professional mistakenly detains someone without proper justification. Coverage for false arrest and false imprisonment is integral in protecting the agency against the financial repercussions of such claims, ensuring that they can manage legal costs and any settlements that may result from lawsuits.

While property damage and cybersecurity breaches are critical aspects of insurance coverage, they do not specifically address the unique risks associated with security operations, such as the wrongful detention of individuals. General liability coverage is also essential, but it may not encompass the specific legal challenges related to false arrest and false imprisonment incidents. Therefore, having specific coverage for these types of hazards is crucial for a WGP agency's operation and risk management strategy.